Voluntary Benefits
You may purchase voluntary benefits such as Accident, Critical Illness, Indemnity and Legal plans in addition to the core employee benefits. Click on the buttons below to learn more.
Accident Insurance
Accident insurance is an optional, employee-paid plan. It provides benefits that can help you cover the costs associated with unexpected bills you incur as the result of an accident (off-the-job). (You can purchase coverage for your spouse and/or children as well.) The benefit pays in addition to any other insurance you have (including your medical benefit through SpaceX). Accident insurance pays a benefit to help you cover costs including emergency room, inpatient or outpatient treatment, hospital confinement, the ambulance ride, anesthesia, crutches, etc. — legitimate expenses you incur as the result of a covered accident.
Benefits are also available for accidental death and dismemberment (such as the loss of a limb) and specific injuries or paralysis. The amount of money the plan will provide depends on the services received and the injury suffered as a result of an accident.
2024 Rates (Allstate)
2025 Rates (The Hartford)
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Critical Illness Insurance
Critical illness insurance is an optional, employee-paid plan. This insurance helps you pay for the costs associated with battling a specific critical illness. The benefit pays in addition to any other insurance you have (including your medical benefit through SpaceX). Critical illness insurance can help you and your family focus on recovery instead of the financial stress associated with a major illness. Covered critical illnesses include cancer, heart attack, stroke, major organ transplant, coma, paralysis, end-stage renal failure, and more.
The cost for critical illness coverage for you and your spouse depends on your age, the amount of coverage you choose, and whether you use tobacco. Insured employees are eligible for 100% of the benefit amounts listed; covered spouses are eligible for 100% and children are eligible for 50% of the employee benefit amount.
2024 Rates (Allstate)
2025 Rates (The Hartford)
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Hospital Indemnity Insurance
Hospital Indemnity insurance is an optional, employee-paid plan. Hospital Indemnity coverage pays benefits in addition to your core medical plan benefits. The Plan pays up to $1,500 per hospital admission and up to $150 per day of hospital charges (up to 10 days in confinement), and covers most hospital stays, including alcohol and drug treatment and pregnancy.
2024 Rates (Allstate)
2025 Rates (The Hartford)
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For 2024, SpaceX partners with Allstate for Voluntary Accident, Critical Illness, and Hospital Indemnity plans. Optional, employee-paid plan; supplemental to a major medical plan.
📍 P.O. Box 43067 Jacksonville, FL 32203
📞 (800) 521-3535 (for Accident & Critical Illness)
📞 (800) 348-4489 (for Hospital Indemnity)
⏰ 8AM - 8PM EST | Monday - Friday
The Hartford is our 2025 partner for our Voluntary Accident, Critical Illness and Hospital Indemnity plans. They are also our short-term disability (STD), long-term disability (LTD), life and accidental death & dismemberment (AD&D) insurance carrier.
📞 (866) 272-1229
📃 Policy Number: 402677
MetLife Legal Plans
MetLife Legal Plans provide you with telephone and office consultations for an unlimited number of matters with the attorney of your choice. During the consultation, the attorney will review the law, discuss your rights and responsibilities, explore your options, and recommend a course of action.
Types of legal representation available include:
Identity theft defense
Name change
Wills
Traffic ticket defense
(excludes DUI)
Immigration assistance
Divorce
(20 hours)
Personal property protection
Review of personal legal documents
Additional Plan Features
Group Legal Plans and Family Matters are provided by MetLife Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, group legal plans and Family Matters are provided through insurance coverage underwritten by Metropolitan Property and Casualty Company and Affiliates, Warwick, Rhode Island. Please contact MetLife Legal Plans for complete details on covered services including trials. No service, including advice and consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the company, MetLife and affiliates, and Plan Attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm matters, business or investment matters, matters involving property held for investment or rental, or issues when the Participant is the landlord; 6) patent, trademark and copyright matters; 7) costs or fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the Participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters listed above under Legal Representation.
*For Family Matters, different terms and exclusions apply.
SpaceX partners with MetLife to provide you and your family with fully covered legal services from attorneys experienced in estate planning documents, civil suits, adoption, identity theft issues and much more.
📞 (800) 821-6400
⏰ 8AM - 7PM EST | Monday - Friday
🔐 Create an account and enter "SpaceX" as your employer
